Dannemora Federal Credit Union (DFCU) was organized in 1958 by a group of employees of the Dannemora State Hospital. They shared a common goal: to create a place where they and fellow employees could save and borrow money safely, confidentially and at a fair rate of return. Today, DFCU has grown to serve over 16,000 members in Upstate New York. But the founding goal and our commitment to you haven’t changed! As a member, you’re still an owner of our not-for-profit financial cooperative – and that means everything we do is in your best interests. Our earnings are returned to you and other members in the form of lower loan rates, higher share deposit rates, fewer fees and better service. To learn more about our savings accounts, checking accounts, and loan product offerings, please visit dfcu.net.

You Can Join

If you live, work, go to school or worship in Clinton County, you and your immediate family are eligible to become members. As we strive to extend our benefits to improve the lives of as many people as possible, please refer to dfcu.net for any updates in our membership counties and eligibility.

How to Join

It’s easy! A $5 minimum deposit in your Regular Share Savings Account opens the door to all the benefits of being a valued DFCU member. Simply stop by and we can assist you in person.

Once a Member, Always a Member

Once you become a DFCU member, you are a member for life. Even if you leave the field of eligibility (whether due to a change in employment, residence, etc.), you and your family members continue to enjoy full membership benefits here as long as you keep at least $5 in your Regular Share Savings Account.